Spar Nord Bank A/S
Spar Nord Bank A/S
0,00 %
60,00 DKK
0,00
Kurs
60,00
Hög
60,80
Förändring
0,00 %
Låg
59,80
Uppdaterad
2019-07-16
Öppen
60,00
Factsheet for Spar Nord Bank A/S
Company Profile
Description
Spar Nord Bank A/S is a retail bank operating in Denmark. About half of the bank's presence is in North Jutland. The company mostly grew outside its home base via mergers and acquisitions. It caters to common households and local small and medium-size enterprises. The company's strategy emphasizes personalization and financial technology. Most of the bank's income is net interest income, followed by net fees, charges, and commissions. The majority of the bank's loan portfolio is business lending. The bank's business loan portfolio is diversified among several industries, most notably financial services, real estate, trade, and agriculture, hunting, and forestry.
Key Stats
Website: http://www.sparnord.com
Headquarter country: Denmark
Employees: 1 612
Market Cap (at close 15-07-2019): DKK 7B
Fiscal Year Ends: december
Stats

Stats 2018 2017 2016 2015 2014
Price/Earnings 6,50 9,60 12,50 10,20 10,00
Forward Price/Earnings 14,00
Price/Free Cash Flow 16,90 728,20 1,60 2,00 4,40
Return on Assets 1,10 1,20 1,00 1,10 0,80
Return on Equity 9,70 10,70 9,80 11,80 9,00
Return on Invested Capital
Dividend


Dividend/Share:3,50
Ex. Dividend Date:2018-12-31
Trailing Dividend Yield:5,83
Payout Ratio:52,24
Date Currency Amount
2018-06-30 DKK 3,50
2017-06-30 DKK 5,00
2016-06-30 DKK 3,00
2015-06-30 DKK 1,60
2014-06-30 DKK 1,00
Income Statement

Revenue 2018 2017 2016 2015 2014
Total Revenue 3 151,00 3 146,00 3 189,60 3 363,80 3 224,40
Gross Profit
Gross Margin %
Operating Expenses 2018 2017 2016 2015 2014
EBITDA
Net income 920,00 989,00 838,00 897,00 614,00
Basic Earnings Per Share 7,20 7,70 6,60 7,20 4,90
Operating Income 1,25 1,03 1,07
Operating Margin % 39,66% 35,36% 35,94%
Cash Flow

Cash Flow 2018 2017 2016 2015 2014
Operating Cash Flow 154,00 583,00 92,00 -1 791,00 5 167,00
Capital Expenditures -116,00 -95,00 -79,00 -57,00 -60,00
Free Cash Flow 38,00 488,00 13,00 -1 848,00 5 108,00
Balance Sheet

Assets 2018-12-31 2017-12-31 2016-12-31 2015-12-31 2014-12-31
Current Assets
Long Term Assets
Total Assets 82 793,00 80 367,00 78 473,50 76 357,20 78 825,40 74 604,90
Liabilities 2018-12-31 2017-12-31 2016-12-31 2015-12-31 2014-12-31
Total Current Liabilities
Long Term Liabilities
Total Liabilities 71 392,00 69 846,40 68 470,20
Equity 2018-12-31 2017-12-31 2016-12-31 2015-12-31 2014-12-31
Retained Earnings 6 616,00 6 359,00 5 768,10 5 723,30 4 916,10 4 681,20
Treasury Stock
Total Stockholder Equity 9 241,00 8 975,00 8 627,10 7 887,00 7 033,00 6 532,70
Net Tangible Assets 9 063,00 8 791,00 8 432,70 7 672,50 6 808,60 6 318,80